Time Certificates of Deposit

APY & Interest Rates Effective August 1, 2017

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Term

APY*

Interest Rate

Minimum Deposit

CD Specials




16 Month Special

1.55 %

1.54 %

$5,000.00

3 Months

0.30 %

0.30 %

$1,000.00

6 Months

0.35 %

0.35 %

$1,000.00

12 Months

0.40 %

0.40 %

$1,000.00

24 Months

0.75 %

0.75 %

$1,000.00

36 Months

1.60 %

1.59 %

$1,000.00

48 Months

1.25 %

1.24 %

$1,000.00

36 Month Raise-A-Rate**

1.60 %

1.59 %

$5,000.00


%

%

$5,000.00

Savvy Saver 24 Month (21 years and younger)

1.00 %

1.00 %

$50.00^

^Savvy Saver CD can be added to at any time.
*APY - Annual Percentage Yield

**Variable Rate Account - The rate may change after the account is opened.
Substantial Penalty for Early Withdrawal 

Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.


Retirement Account Rates: IRA-Roth-SEP-CESA

APY & Interest Rates Effective August 1, 2017

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Term

APY*

Interest Rate

Minimum Deposit

48 Month IRA

1.25 %

1.24 %

$1,000.00

Variable Rate IRA $1,000.00 to $9,999.99

1.20 %

1.19 %

$25.00

Variable Rate IRA $10,000 and Above**

1.70 %

1.69 %

$25.00

*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
Fees may reduce earnings
Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.


Deposit Account Rates

APY & Interest Rates Effective August 1, 2017

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Term

APY*

Interest Rate

First Checking**

0.10 %

0.10 %

Premier Rewards**

2.02 %

2.00%

Statement Savings**

0.20 %

0.20 %

Kids Club Savings**

0.20 %

0.20 %

Holiday Savings**

0.20 %

0.20 %

Teen Sense Savings**

0.20%

0.20%

Money Market



<$4,999.99**

0.10 %

0.10 %

$5,000.00 - $24,999.99**

0.20 %

0.20 %

$25,000.00 - $99,999.99**

0.35 %

0.35 %

$100,000.00 - $249,999.99**

0.40 %

0.40 %

$250,000.00 and Above**

0.50 %

0.50 %

*APY - Annual Percentage Yield
**Variable Rate Account - The rate may change after the account is opened
Fees may reduce earnings
Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.