Heidi M Abben
Assistant Vice President, Mortgage Lender
NMLS #844674

316 E Bremer Ave
PO Box 837
Waverly, IA 50677

319.483.4819
319.352.6323 - Fax
heidi.abben@myfnbbank.com

I bring with me over 15 years of financial experience. Through these years I have learned to listen to your needs and help find a financial solution for you. Whether you are a 1st time home buyer, purchasing a new home, refinancing an existing home or building a new home I look forward to helping you through that process with honesty, integrity and simplicity.


Angi Farley
Personal Banker/ Mortgage Lender
NMLS #766151

602 Main Street
PO Box 187
Cedar Falls, IA 50613
319.268.7002

319.266.5166 - Fax
angi.farley@myfnbbank.com

I joined First National Bank in 2012 and brought with me more than 20 years of financial experience. Working with First National Bank has given me an opportunity to offer top of the line products combined with true customer service. I enjoy working closely with customers to build long lasting relationships. My family and I live, work and own a business in the Cedar Valley. We are committed to its Success!


Shirley McKenzie
Assistant Vice President, Mortgage Lender
NMLS #715845

316 E Bremer Ave
PO Box 837
Waverly, IA 50677

319.483.4829
319.352.6323 - Fax
shirley.mckenzie@myfnbbank.com

I enjoy working with new and existing customers with their various banking needs from deposit accounts to home loans. I am honest and available for questions. I will listen to your dreams for home ownership and find a way to make them a reality. Each customer has their own story and I enjoy being part of it. I’m a lifelong resident of the Waverly, Iowa area with 30 plus years of real estate lending experience. I am active in the W-SR United Way, March of Dimes fundraisers and Relay for Life. In my spare time I enjoys snow skiing, snow shoeing, riding the motorcycle, and spending time with family.

Michael Schmadeke
Mortgage Lender
NMLS #1519619

602 Main Street
PO Box 189
Cedar Falls, IA 50613

319.268.7003
319.266.5166 - Fax
michael.schmadeke@myfnbbank.com

I started working at First National Bank in May of 2016 and am a lifelong resident of the Cedar Valley. Whether you are a 1st time Home buyer, or refinancing your current residence, I look forward to providing you with the financial solutions you are looking for!


Patrick Smith
Vice President for Retail Banking, Mortgage Lender
NMLS #703125

602 Main Street
PO Box 189
Cedar Falls, IA 50613

319.268.7012
319.266.5166 - Fax
patrick.smith@myfnbbank.com

Patrick brought over ten years of banking experience in the Cedar Valley when he joined FNB in 2013. He specializes in retail banking, mortgage origination and has experience in the business banking arena as well as being heavily involved in bank leadership initiatives. Smith is an active member of the Cedar Falls Rotary, Cedar Valley Jaycees, and is a Junior Achievement volunteer. He received his Bachelor’s Degree in Business Administration from Wartburg College in 2003, where he also was a member of the baseball team. Patrick and his wife Jamie have four children and call Dike their home.