First National Bank is pleased to offer you credit cards that offer rewards and competitive rates through our partnership with Elan Financial Services.

No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more...

Need help in deciding which card is best for you? Compare our rewards cards.


Rewards to Use the Way You Want

Visa Signature® Real Rewards Card

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
  • Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.

Learn More Apply Today


Premier Rewards American Express® Card

  • Earn up to 4x on eligible net purchases, 4x on restaurant purchases, 3x on airline purchases, 2x on gas purchases and 1x on all other eligible net purchases.
  • $100 cash back after you spend $1,000 in the first 3 months.
  • $0 introductory annual fee for the first year. After that, $99.

Learn More Apply Today


Flexible Cash Rewards

Cash Rewards American Express® Card

  • Earn up to 3% cash back on gas.
  • Also earn up to 2% cash back at supermarkets and 1% on all other eligible net purchases.
  • Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.
Learn More Apply Today

Pay Down Balances

Visa® Platinum Card

  • Extended introductory offer.
  • Save on interest and pay down your other credit card balances faster.

Learn More Apply Today


Build Your Credit

Secured Visa® Card

  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • $35 Annual Fee.
  • Remember, late payments and going over the credit limit may damage your credit history.

Learn More Apply Today


Visa Signature® College Real Rewards Card

  • Excellent opportunity for someone starting a credit history.
  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back).
  • Reward bonus - $25 value awarded after first purchase, redeemable as a cash deposit or a statement credit.

Learn More Apply Today


The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.