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WELCOME

From Rich Carlson, President and CEO
First National Bank is committed to Serving You First.  We do this by providing quality banking services and solutions for our customers.  It has never been more important to provide financial strength, stability, and an experienced group of bankers to the markets we serve. 

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NEWS

FDIC Coverage to $250,000 Made Permanent
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.   
First National Bank Names Assistant Vice President
First National Bank has announced the addition of Jill Kwikkel as Assistant Vice President at the Waverly west branch. As assistant vice president, Jill is responsible for managing daily operations at the west branch and serving customers’ deposit and lending needs.   
First National Bank Wants Customers Aware of New Overdraft Rules
First National Bank wants consumers to be aware of new rules that will go into effect this summer governing overdraft coverage and fees. These rules prohibit financial institutions from charging overdraft fees on ATM withdrawals and debit card purchases unless the consumer has opted into the overdraft coverage service. The new rules take effect July 1 for new accounts and Aug. 10 for existing accounts.  
FDIC Transaction Account Guarantee Program
First National Bank is participating in the FDIC's Transaction Account Guarantee Program.    More News

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CURRENT CD RATES

APY as high as: Rate
14 Months 1.50%
36 Months 2.25%
60 Months 2.95%
Rates Subject to Change
SEE ALL CURRENT RATES