Security Concerns?
Click here for security information
Checking

One-size-fits-all; not at First National Bank! We have several business checking accounts to choose from so that you can have a checking account that will meet your business needs.

Business Checking

First National Bank's regular business checking account allows unlimited activity and applies an earnings credit based on the average daily collected balance in your account to offset monthly account and transaction fees.

Small Business Checking

New to First National Bank's checking options, this account is ideal for businesses that maintain smaller balances and make fewer transactions.

•50 Transactions Free
•No monthly maintenance fee if a minimum average collected balance is maintained

Business Extra Checking

Do you have other deposit or loan relationships with First National Bank? This may be the account for you.

•300 Transactions Free
•No monthly maintenance fee is a minimum average collected balance is  maintained or a combination of loans and deposits is maintained at First National Bank

Business NOW Checking

The perfect checking solution for non-profit organizations; federal, state, county and municipal government entities or businesses that operate as sole proprietorships or DBA's.

•Earns interest on the daily collected balance
•20 Debit Transactions Free
•Tiered monthly maintenance fee

Please contact us to determine what checking account would be a good fit for you.

Waverly Downtown
(319) 352-1340
Waverly West
(319) 352-3502
Plainfield
(319) 276-4469
Cedar Falls Downtown
(319) 266-2000
Cedar Falls West
(319) 277-3385

 

 

CURRENT CD RATES

APY as high as: Rate
11 Months 1.50%
36 Months 2.10%
60 Months 2.65%
Rates Subject to Change
SEE ALL CURRENT RATES

 


 

News

Money-Saving Tips for Back-to-School Shopping
It’s back-to-school time, which means it’s also back-to-school shopping season! As a new school year approaches, shopping for school supplies doesn’t have to break your family's budget. Here are seven tips to help maximize your savings this year.

FDIC Coverage to $250,000 Made Permanent
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.

First National Bank Wants Customers Aware of New Overdraft Rules
First National Bank wants consumers to be aware of new rules that will go into effect this summer governing overdraft coverage and fees. These rules prohibit financial institutions from charging overdraft fees on ATM withdrawals and debit card purchases unless the consumer has opted into the overdraft coverage service. The new rules take effect July 1 for new accounts and Aug. 10 for existing accounts.



More News.