First National Bank - Certificates of Deposit

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Certificates of Deposit

If you are looking for safety as well as a solid rate of return when you invest, consider a First National Bank Certificate of Deposit. We offer a wide range of certificates with various terms and interest rates depending on your investment needs.

Choose maturity from 3 months to 60 months
Interest payable by direct deposit, monthly, quarterly, annually
FDIC insured

Time Certificate of Deposit Rates APY & Interest Rates Effective April 27, 2009.
Term	APY*	Interest Rate
48 Months	2.75%	2.72%
36 Months	2.50%	2.48%
24 Months	2.25%	2.23%
12 Months	1.75%	1.74%
6 Months	1.25%	1.25%
3 Months	.75%	.75%
CD Specials
11 Months***	2.25%	2.25%
36 Months***	2.75%	2.72%
60 Months***	3.50%	3.455%
APY - Annual Percentage Yield Substantial Penalty for Early Withdrawal Variable Rate Account - The rate may change after the account is opened. **$7,500 minimum deposit on specials

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CURRENT CD RATES

APY as high as:	Rate
11 Months	1.50%
36 Months	2.10%
60 Months	2.65%
Rates Subject to Change

SEE ALL CURRENT RATES

News

Money-Saving Tips for Back-to-School Shopping
It’s back-to-school time, which means it’s also back-to-school shopping season! As a new school year approaches, shopping for school supplies doesn’t have to break your family's budget. Here are seven tips to help maximize your savings this year.

FDIC Coverage to $250,000 Made Permanent
The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.

First National Bank Wants Customers Aware of New Overdraft Rules
First National Bank wants consumers to be aware of new rules that will go into effect this summer governing overdraft coverage and fees. These rules prohibit financial institutions from charging overdraft fees on ATM withdrawals and debit card purchases unless the consumer has opted into the overdraft coverage service. The new rules take effect July 1 for new accounts and Aug. 10 for existing accounts.

More News.