| USA PATRIOT ACT |
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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH FIRST NATIONAL BANK What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them. |
CURRENT CD RATES
| APY as high as: | Rate |
| 14 Months | 1.50% |
| 36 Months | 2.25% |
| 60 Months | 2.95% |
| Rates Subject to Change | |
News
FDIC Coverage to $250,000 Made PermanentThe Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.
First National Bank Names Assistant Vice President
First National Bank has announced the addition of Jill Kwikkel as Assistant Vice President at the Waverly west branch. As assistant vice president, Jill is responsible for managing daily operations at the west branch and serving customers’ deposit and lending needs.
First National Bank Wants Customers Aware of New Overdraft Rules
First National Bank wants consumers to be aware of new rules that will go into effect this summer governing overdraft coverage and fees. These rules prohibit financial institutions from charging overdraft fees on ATM withdrawals and debit card purchases unless the consumer has opted into the overdraft coverage service. The new rules take effect July 1 for new accounts and Aug. 10 for existing accounts.
FDIC Transaction Account Guarantee Program
First National Bank is participating in the FDIC's Transaction Account Guarantee Program.
More News.
